Does Everyone Have Eezy Insure?


Does everyone have eezy insure?

Does Everyone Have Eezy Insure?

No, not everyone has eezy insure, because not everyone needs to. It only makes sense to have eezy insure if you have someone financially dependent on you OR you have debts to clear in the event of your death.

As we have mentioned in a previous blog, having adequate eezy insure ensures that financially dependant loved ones are taken care of. In the event of your death, they will receive a lump sum payout.

If you don’t have anyone financially dependent on you, then it might not be appropriate to be paying for a life insurance policy. However there are other types of insurance covers also known as living Insurance that may benefit you – Income Protection (IP), Trauma and Total and Permanent Disability (TPD).

What Type Of Insurance Should I Look At?

Income Protection (IP) – This type of policy covers you in the event that you are incapacitated and unable to work due to illness or accident. The cover ensures that you continue to receive 75% of your income for an agreed benefit period.

Trauma – This type of policy provides you with a lump sum amount in the unfortunate event that you are diagnosed with a specific illness (upto 45 illnesses depending on the insurer) including but not limited to things like cancer, heart attacks, stroke, etc.

Total and Permanent Disability (TPD) – This type of policy provides you with a lump sum amount in the unfortunate event that an injury or sickness leaves you permanently disabled and unable to ever work again.

In all instances you will receive an agreed upon amount of money to help ease your financial burdens during a very difficult period in your life

IP, Trauma or TPD policies can be taken out separately or in combination – Talk to one of our experts at Life and Insurance today by calling 1300 259 365 to find the best policy for you.

Get your free quote today!

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Disclaimer

This article does not take into account what you currently have, or what you want and need for your financial future. The information provided in this article is of a general nature and should not be taken as personal advice. Please seek advice from a qualified professional who will take into consideration your particular situation and goals before giving you advice that you can rely upon.