What Does Trauma Insurance Cover?

what does trauma insurance cover

What Does Trauma Insurance Cover?

Trauma insurance cover provides a lump sum payment upon being diagnosed with one of 45 major medical conditions.

Some of the 45 medical conditions covered by Trauma Insurance include:

  • Heart Attack
  • Stroke
  • Cancer
  • Coma
  • Alzheimer’s Disease
  • Major Burns
  • Loss of Limbs
  • Blindness
  • Dementia
  • Hemiplegia
  • Diplegia
  • Parkinson’s Disease
  • Chronic Lung Diseases
  • Chronic Liver Diseases
  • Chronic Kidney Failure
  • Multiple Sclerosis
  • Blindness
  • Paraplegia
  • Quadriplegia
  • Encephalitis
  • HIV

Insurance companies have differing definitions of medical conditions and may also have differing payment amounts depending on the diagnosis. Some Trauma cover will only cover for severe trauma events whereas other covers in addition to the above will also provide a partial payments on early stage diagnosis on certain trauma event such as Carcinoma In situ.

Our advisors will compare the different plans offered by Australian insurers to help you make an informed decision. Request a free Trauma Insurance Quote from Life and Insurance today and get yourself the protection you need!

For more information about trauma insurance please read our previous post “What is Trauma Insurance?”, where we discuss who needs it, and how it is beneficial.

Get your free quote today!

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This article does not take into account what you currently have, or what you want and need for your financial future. The information provided in this article is of a general nature and should not be taken as personal advice. Please seek advice from a qualified professional who will take into consideration your particular situation and goals before giving you advice that you can rely upon.